Digital Payment Processing Architect

🕒 Experience: 8+ Years (5+ minimum)

🔷 About the Role

We are seeking an experienced Digital Payment Processing Architect to design and deliver secure, scalable, and high-performance payment solutions. This role will focus on building end-to-end payment architectures, integrating modern payment technologies, and ensuring compliance with global security and regulatory standards.

🔷 Key Responsibilities

• Collaborate with stakeholders to gather requirements and design robust digital payment solutions.
• Architect end-to-end payment systems, including card payments, mobile wallets, and emerging payment technologies.
• Design and implement secure, scalable, and high-availability payment architectures.
• Evaluate and integrate payment platforms, APIs, gateways, and third-party services.
• Design seamless payment flows across web, mobile, and omnichannel platforms.
• Ensure compliance with PCI DSS, SOX, SOC2/3, CSA, HIPAA, ISO 27001, and other regulatory standards.
• Implement strong security measures, including encryption, fraud detection, and data protection.
• Optimize transaction processing performance, including speed, latency, and reliability.
• Monitor system performance and troubleshoot issues proactively.
• Collaborate with developers, product teams, and business stakeholders to ensure successful delivery.
• Provide technical leadership and mentorship to junior team members.
• Maintain comprehensive technical documentation, including architecture designs, test plans, and reports.
• Ensure adherence to organizational standards, policies, and best practices.

🔷 Required Skills & Qualifications

• 5+ years of experience in payment application development and architecture (8+ preferred).
• Strong expertise in digital payment systems, payment gateways, and transaction processing.
• Experience designing secure and scalable payment architectures.
• Strong understanding of payment security standards and compliance frameworks.
• Experience integrating APIs, third-party services, and financial systems.
• Ability to work with cross-functional teams and stakeholders.
• Bachelor’s degree in Business, Information Systems, or related field (or equivalent experience).

🔷 Preferred Skills

• Experience with enterprise systems such as SAP.
• Knowledge of ITIL / ITSM practices and methodologies.
• Familiarity with emerging fintech trends and technologies.

🔷 Core Skills

• Payment architecture & system design
• API integrations & third-party services
• Security & compliance (PCI DSS, ISO, etc.)
• Performance optimization & scalability
• Cross-functional collaboration

🔷 Soft Skills

• Strong analytical and problem-solving abilities
• Excellent communication and stakeholder management skills
• Leadership and mentoring capabilities
• Detail-oriented with strong organizational skills